Financing
Buy Here Pay Here Auto Financing
Auto Loans Made Simple ! At Motory Group, we believe everyone deserves a chance to drive a reliable vehicle—regardless of credit history. Whether your credit is less-than-perfect or you’re starting fresh, we’re here to help you get behind the wheel.
What is Buy Here Pay Here Financing?
Traditional Loans vs. In-House Financing
Typical dealerships rely on banks or other lenders to approve your loan, and if your credit isn’t ideal, that can mean automatic denial. Buy Here Pay Here dealerships like Motory Group handle financing directly, so outside institutions don’t control who gets approved.
Financing That Works for You
With in-house buy here pay here auto financing, we evaluate your full financial picture—not just your credit score. That way, more people qualify for the car they need.
Fast, Easy Approvals
Since we don’t wait on banks, we can approve your loan quickly, sometimes even the same day, with little or no down payment.
Reliable Cars, Flexible Financing
We look at your overall financial situation, including income and monthly budget, to create a payment plan that works. Past credit challenges, including repossessions, won’t automatically prevent approval.
Low or No Down Payment Options
Some of our customers qualify with $0 down, allowing you to keep your paycheck while driving away in a dependable pre-owned vehicle.
Get pre-approved
Fast, flexible financing is just a click away—apply for pre-approval today!
No impact on your credit
No Social Security number needed
Pre-qualify in about a minute
Is buy here pay here financing right for you?
At Motory Group, our goal is simple: get you into a car you can trust, with financing that works for your life.
Fast, Easy Approval
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Skip the banks: Get approved quickly without the delays and demands of traditional lenders.
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An alternative way to get approved: If other dealerships said no, we offer a fresh way to get financed.
Financing That Works for You
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Rebuild credit: Making timely payments can help improve your credit history.
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Flexible payments: We can structure your plan around your pay schedule.
- Low or no down payment: Some buyers qualify with little to no money down, keeping cash in your pocket.
Cars You Can Count On
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Reliable Vehicles: Find a dependable pre-owned car at a price that fits your budget.
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Peace of Mind: Every vehicle we sell is carefully selected and reconditioned, so you can trust its quality.
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Vehicle Warranty: Many vehicles come with a 12-month/12,000-mile warranty for added protection (ask for details at your local dealership).